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If you have been running your own courier service business for a few years then one of your outgoings will be the premium you pay to insure one or more delivery vehicles. You will no doubt be paying the premium either annually or on a monthly basis. However, when was the last time that you checked to see if you could get the same level of suitable cover but for a lower premium? If the answer is “ Never”, it is likely that you will not be the only person to admit that.
When you consider that, according to the Confused.com Car Insurance Price Index, the average cost of fully comprehensive cover for a car at the end of the first quarter of 2020 was £809 per annum with this being £47 per annum more than a year prior to that, you may want to find out if you can insure your courier vehicle(s) for less than you are presently paying.
Possibly, the most suitable time to look into this is when you receive your courier cover renewal notice from your existing insurer. Your renewal notice will tell you how much you have been paying over the last year and how much your premium is going to be for the next twelve months. Unless you are very fortunate, it is quite possible that your premium will be going to increase.
There are numerous providers of courier insurance that is a specialist form of insurance that can be sourced in a variety of ways. You could pop into your local high street insurance broker’s office and ask if they deal with courier cover. You could use the Internet and get in touch with individual insurers. You could use the services of a price comparison website to obtain one or more quotes. Another option is to use our services to help you obtain competitive cover.